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Joy Harris Cobb

Joy Harris Cobb

Principal Broker / REALTOR®
Harris and Associates, Inc.

Chester, VA 23831

804-720-2783
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Blog

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

How Much Is My Home Worth in Chester, Virginia

How Much is your home worth in Chester, Virginia? If you are planning on selling your home, that is a question you need answered. As your Local Chester Real Estate Expert, I can help you to learn the answer to that question. I will personally do the re... Read more

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Find Your Dream Home in Chester, Virginia

There are so many different kinds of homes out there for families to choose from. Do I want to live in Chester? Or maybe you want to find a home in Chester. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard?... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Joy Harris Cobb
Harris & Associates, Inc.

16401 Harrowgate
Chester, VA 23831
Office: 804-526-0491
Cell: 804-720-2783
Email: joyharriscobb@gmail.com

Testimonials

Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional. John and Rhonda Robinson
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